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Amorycare Blog

Private Pay

Paying for In-Home Care Services

Also known as paying “out-of-pocket,” private pay means your loved one or their family will use existing savings and assets to cover the cost of elderly care services. Private pay is one of the most common forms of payment and is accepted by nearly every elderly care service, including AmoryCare. In fact, it can be the only form of payment that’s acceptable in certain cases, including nursing and assisted living homes.

Home Health Payment Options in Union County NJ

Is Private Pay Enough?

Especially if your loved one requires long-term care or specialty services, determining if they can afford it using only private pay can be difficult. Before researching elderly care options, you should first get a good understanding of their finances.


When determining finances, be sure to take into account:

  • Savings

  • Pension

  • Assets

Family members can also contribute to private pay. Call 1-908-854-3220 today to see if AmoryCare can assist you.

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